Equipment Financing

Operating Leases

Stay current with the latest technology.  A true lease greatly reduces the risk of equipment obsolescence and generally has a lower monthly payment than a finance lease.


Finance Leases

Similar to a loan, a finance lease gives you ownership of the asset at the end of the lease, usually for $1. 

Sale Leasebacks

If you need capital, IFS will buy your assets and lease them back to you at a reasonable rate. The result is that you get an infusion of working capital to fund operations.

Refinancing Current Equipment 

Let IFS refinance your current loan to reduce your monthly payment and free up more cash for operations.

Working Capital Loans

Since the loan is an unsecured debt, and does not require the collateral of a bank loan, you can expect a quick and easy approval process and competitive rates.

SBA Loans

IFS will help you work with the U.S. Small Business Administration’s various loan programs. 

The IFS Difference

Equipment Financing

IFS consistently provides businesses with the capital they need to grow and stay current with the latest technology. Not only do we regularly provide more capital to businesses, but provide that capital to a greater spectrum of clients because IFS is a direct lessor, and not a broker.

For over 35 years, IFS has been the innovator of creative equipment financing and leasing. Our number one goal is to find a financial program that best works for you, allow you to grow at your own pace, and move toward a more profitable future.

Great rates for great companies

Competitive rates for 3,5,7 or 10 year terms

Transactions approved and funded internally

Under $500,000 Application Only

No restrictive covenants

No large down payments

No restrictions on officers’ salaries

Keep your line(s) of credit intact for working capital

Fast turnaround; no games.  Most transactions approved and documented in 72 hours.